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Admiralty Sailing Directions: Mediterranean Pilot Vol. 2 (NP46), 18th Edition 2022 Central America Flags The Indonesian Country Flag is The Indonesian Country Flag is officially proportioned to a ratio of 2:3 Introduction – An efficient image – Considerations of a claim – Ex gratia payments – WP settlements – Procedure for claims notification and collection – Duties of consignee on discovery of loss – Office procedure of the claims broker – Acknowledge the claim – Letter files – The secondary register – Tracing the policy – Settling without a policy – Claim adjustment – The report book – Insurance policy and or certificate – Refunds and recoveries – Brokers as claims settling agents – Payment of claims – Lloyd’s underwriters’ claims and recoveries office – Lloyd’s underwriters’ claims office – Lloyd’s recoveries department – The Institute of London underwriters Claims payable abroad